LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,877
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,309
−HK$439/mo
Today · 4.125%
HK$14,748
baseline
▲ 0.50% · 4.625%
HK$15,645
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,496/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,439
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,853
−HK$420/mo
Today · 4.125%
HK$16,273
baseline
▲ 0.50% · 4.625%
HK$17,130
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,546/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,653
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,171
−HK$526/mo
Today · 4.125%
HK$17,697
baseline
▲ 0.50% · 4.625%
HK$18,774
+HK$1,077/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,394/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,526
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,023
−HK$504/mo
Today · 4.125%
HK$19,527
baseline
▲ 0.50% · 4.625%
HK$20,556
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,054/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,428
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,033
−HK$614/mo
Today · 4.125%
HK$20,647
baseline
▲ 0.50% · 4.625%
HK$21,903
+HK$1,256/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$41,294/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,614
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$588/mo
Today · 4.125%
HK$22,782
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,200/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$45,564/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$790/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,615/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,789
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$756/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,544/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,591 · Scale 2, in force from 26 Feb 2026)