LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,790
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,107
−HK$4,386/mo
Today · 4.125%
HK$147,493
baseline
▲ 0.50% · 4.625%
HK$156,468
+HK$8,975/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$294,986/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,402
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,543
−HK$4,201/mo
Today · 4.125%
HK$162,744
baseline
▲ 0.50% · 4.625%
HK$171,322
+HK$8,578/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$325,488/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,548
−HK$10,444/mo
▼ 0.25% · 3.875%
HK$171,728
−HK$5,264/mo
Today · 4.125%
HK$176,992
baseline
▲ 0.50% · 4.625%
HK$187,761
+HK$10,769/mo
Deposit HK$24.35M · loan HK$36.52M · min. income ≈ HK$353,984/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,282
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$190,252
−HK$5,041/mo
Today · 4.125%
HK$195,293
baseline
▲ 0.50% · 4.625%
HK$205,587
+HK$10,294/mo
Deposit HK$24.35M · loan HK$36.52M · min. income ≈ HK$390,586/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,305
−HK$12,185/mo
▼ 0.25% · 3.875%
HK$200,349
−HK$6,141/mo
Today · 4.125%
HK$206,490
baseline
▲ 0.50% · 4.625%
HK$219,055
+HK$12,565/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$412,980/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,163
−HK$11,678/mo
▼ 0.25% · 3.875%
HK$221,960
−HK$5,881/mo
Today · 4.125%
HK$227,841
baseline
▲ 0.50% · 4.625%
HK$239,851
+HK$12,010/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$455,682/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,821
−HK$15,666/mo
▼ 0.25% · 3.875%
HK$257,592
−HK$7,895/mo
Today · 4.125%
HK$265,487
baseline
▲ 0.50% · 4.625%
HK$281,642
+HK$16,155/mo
Deposit HK$6.09M · loan HK$54.78M · min. income ≈ HK$530,974/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,924
−HK$15,015/mo
▼ 0.25% · 3.875%
HK$285,377
−HK$7,562/mo
Today · 4.125%
HK$292,939
baseline
▲ 0.50% · 4.625%
HK$308,380
+HK$15,441/mo
Deposit HK$6.09M · loan HK$54.78M · min. income ≈ HK$585,878/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,797 · Scale 2, in force from 26 Feb 2026)