LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,809
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,127
−HK$4,386/mo
Today · 4.125%
HK$147,513
baseline
▲ 0.50% · 4.625%
HK$156,489
+HK$8,976/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$295,026/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,423
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$158,565
−HK$4,201/mo
Today · 4.125%
HK$162,766
baseline
▲ 0.50% · 4.625%
HK$171,346
+HK$8,580/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$325,532/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,571
−HK$10,445/mo
▼ 0.25% · 3.875%
HK$171,752
−HK$5,264/mo
Today · 4.125%
HK$177,016
baseline
▲ 0.50% · 4.625%
HK$187,787
+HK$10,771/mo
Deposit HK$24.35M · loan HK$36.52M · min. income ≈ HK$354,032/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,308
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$190,278
−HK$5,042/mo
Today · 4.125%
HK$195,320
baseline
▲ 0.50% · 4.625%
HK$205,615
+HK$10,295/mo
Deposit HK$24.35M · loan HK$36.52M · min. income ≈ HK$390,640/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,332
−HK$12,187/mo
▼ 0.25% · 3.875%
HK$200,377
−HK$6,142/mo
Today · 4.125%
HK$206,519
baseline
▲ 0.50% · 4.625%
HK$219,085
+HK$12,566/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$413,038/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,193
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$221,991
−HK$5,882/mo
Today · 4.125%
HK$227,873
baseline
▲ 0.50% · 4.625%
HK$239,885
+HK$12,012/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$455,746/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,856
−HK$15,668/mo
▼ 0.25% · 3.875%
HK$257,628
−HK$7,896/mo
Today · 4.125%
HK$265,524
baseline
▲ 0.50% · 4.625%
HK$281,681
+HK$16,157/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$531,048/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,962
−HK$15,018/mo
▼ 0.25% · 3.875%
HK$285,417
−HK$7,563/mo
Today · 4.125%
HK$292,980
baseline
▲ 0.50% · 4.625%
HK$308,423
+HK$15,443/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$585,960/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,587,155 · Scale 2, in force from 26 Feb 2026)