LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,817
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,135
−HK$4,387/mo
Today · 4.125%
HK$147,522
baseline
▲ 0.50% · 4.625%
HK$156,498
+HK$8,976/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$295,044/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,432
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,574
−HK$4,202/mo
Today · 4.125%
HK$162,776
baseline
▲ 0.50% · 4.625%
HK$171,356
+HK$8,580/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$325,552/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,580
−HK$10,446/mo
▼ 0.25% · 3.875%
HK$171,762
−HK$5,264/mo
Today · 4.125%
HK$177,026
baseline
▲ 0.50% · 4.625%
HK$187,798
+HK$10,772/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$354,052/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,319
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$190,289
−HK$5,042/mo
Today · 4.125%
HK$195,331
baseline
▲ 0.50% · 4.625%
HK$205,627
+HK$10,296/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$390,662/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,344
−HK$12,187/mo
▼ 0.25% · 3.875%
HK$200,389
−HK$6,142/mo
Today · 4.125%
HK$206,531
baseline
▲ 0.50% · 4.625%
HK$219,098
+HK$12,567/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$413,062/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,205
−HK$11,681/mo
▼ 0.25% · 3.875%
HK$222,004
−HK$5,882/mo
Today · 4.125%
HK$227,886
baseline
▲ 0.50% · 4.625%
HK$239,899
+HK$12,013/mo
Deposit HK$18.26M · loan HK$42.61M · min. income ≈ HK$455,772/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,871
−HK$15,669/mo
▼ 0.25% · 3.875%
HK$257,643
−HK$7,897/mo
Today · 4.125%
HK$265,540
baseline
▲ 0.50% · 4.625%
HK$281,697
+HK$16,157/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$531,080/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,978
−HK$15,019/mo
▼ 0.25% · 3.875%
HK$285,434
−HK$7,563/mo
Today · 4.125%
HK$292,997
baseline
▲ 0.50% · 4.625%
HK$308,441
+HK$15,444/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$585,994/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,307 · Scale 2, in force from 26 Feb 2026)