LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,821
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,140
−HK$4,387/mo
Today · 4.125%
HK$147,527
baseline
▲ 0.50% · 4.625%
HK$156,503
+HK$8,976/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$295,054/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,437
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,579
−HK$4,202/mo
Today · 4.125%
HK$162,781
baseline
▲ 0.50% · 4.625%
HK$171,362
+HK$8,581/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$325,562/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,586
−HK$10,446/mo
▼ 0.25% · 3.875%
HK$171,768
−HK$5,264/mo
Today · 4.125%
HK$177,032
baseline
▲ 0.50% · 4.625%
HK$187,804
+HK$10,772/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$354,064/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,325
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$190,295
−HK$5,043/mo
Today · 4.125%
HK$195,338
baseline
▲ 0.50% · 4.625%
HK$205,634
+HK$10,296/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$390,676/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,350
−HK$12,188/mo
▼ 0.25% · 3.875%
HK$200,395
−HK$6,143/mo
Today · 4.125%
HK$206,538
baseline
▲ 0.50% · 4.625%
HK$219,105
+HK$12,567/mo
Deposit HK$18.26M · loan HK$42.62M · min. income ≈ HK$413,076/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,212
−HK$11,682/mo
▼ 0.25% · 3.875%
HK$222,011
−HK$5,883/mo
Today · 4.125%
HK$227,894
baseline
▲ 0.50% · 4.625%
HK$239,906
+HK$12,012/mo
Deposit HK$18.26M · loan HK$42.62M · min. income ≈ HK$455,788/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,879
−HK$15,669/mo
▼ 0.25% · 3.875%
HK$257,651
−HK$7,897/mo
Today · 4.125%
HK$265,548
baseline
▲ 0.50% · 4.625%
HK$281,706
+HK$16,158/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$531,096/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,987
−HK$15,019/mo
▼ 0.25% · 3.875%
HK$285,443
−HK$7,563/mo
Today · 4.125%
HK$293,006
baseline
▲ 0.50% · 4.625%
HK$308,451
+HK$15,445/mo
Deposit HK$6.09M · loan HK$54.79M · min. income ≈ HK$586,012/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,390 · Scale 2, in force from 26 Feb 2026)