LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,831
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,149
−HK$4,388/mo
Today · 4.125%
HK$147,537
baseline
▲ 0.50% · 4.625%
HK$156,514
+HK$8,977/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$295,074/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,448
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,590
−HK$4,202/mo
Today · 4.125%
HK$162,792
baseline
▲ 0.50% · 4.625%
HK$171,373
+HK$8,581/mo
Deposit HK$30.44M · loan HK$30.44M · min. income ≈ HK$325,584/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,597
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$171,779
−HK$5,265/mo
Today · 4.125%
HK$177,044
baseline
▲ 0.50% · 4.625%
HK$187,817
+HK$10,773/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$354,088/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,338
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$190,308
−HK$5,043/mo
Today · 4.125%
HK$195,351
baseline
▲ 0.50% · 4.625%
HK$205,648
+HK$10,297/mo
Deposit HK$24.35M · loan HK$36.53M · min. income ≈ HK$390,702/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,363
−HK$12,189/mo
▼ 0.25% · 3.875%
HK$200,409
−HK$6,143/mo
Today · 4.125%
HK$206,552
baseline
▲ 0.50% · 4.625%
HK$219,120
+HK$12,568/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$413,104/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,227
−HK$11,682/mo
▼ 0.25% · 3.875%
HK$222,026
−HK$5,883/mo
Today · 4.125%
HK$227,909
baseline
▲ 0.50% · 4.625%
HK$239,923
+HK$12,014/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$455,818/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,896
−HK$15,670/mo
▼ 0.25% · 3.875%
HK$257,669
−HK$7,897/mo
Today · 4.125%
HK$265,566
baseline
▲ 0.50% · 4.625%
HK$281,725
+HK$16,159/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$531,132/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,006
−HK$15,020/mo
▼ 0.25% · 3.875%
HK$285,462
−HK$7,564/mo
Today · 4.125%
HK$293,026
baseline
▲ 0.50% · 4.625%
HK$308,472
+HK$15,446/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$586,052/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,567 · Scale 2, in force from 26 Feb 2026)