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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$60.88M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$194,366
−HK$12,188/mo
▼ 0.25% · 3.875%
HK$200,412
−HK$6,142/mo
Today · 4.125%
HK$206,554
baseline
▲ 0.50% · 4.625%
HK$219,123
+HK$12,569/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$413,108/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$2,587,603 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.