LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,884
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,316
−HK$439/mo
Today · 4.125%
HK$14,755
baseline
▲ 0.50% · 4.625%
HK$15,653
+HK$898/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,510/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,446
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,860
−HK$420/mo
Today · 4.125%
HK$16,280
baseline
▲ 0.50% · 4.625%
HK$17,139
+HK$859/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,560/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,661
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,179
−HK$527/mo
Today · 4.125%
HK$17,706
baseline
▲ 0.50% · 4.625%
HK$18,783
+HK$1,077/mo
Deposit HK$2.44M · loan HK$3.65M · min. income ≈ HK$35,412/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,535
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$505/mo
Today · 4.125%
HK$19,537
baseline
▲ 0.50% · 4.625%
HK$20,566
+HK$1,029/mo
Deposit HK$2.44M · loan HK$3.65M · min. income ≈ HK$39,074/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,438
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,042
−HK$615/mo
Today · 4.125%
HK$20,657
baseline
▲ 0.50% · 4.625%
HK$21,914
+HK$1,257/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$41,314/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,624
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,204
−HK$589/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$23,994
+HK$1,201/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,991
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,769
−HK$790/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$28,175
+HK$1,616/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,803
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,548
−HK$757/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$30,849
+HK$1,544/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)