LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,846
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,165
−HK$4,388/mo
Today · 4.125%
HK$147,553
baseline
▲ 0.50% · 4.625%
HK$156,531
+HK$8,978/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$295,106/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,465
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,608
−HK$4,202/mo
Today · 4.125%
HK$162,810
baseline
▲ 0.50% · 4.625%
HK$171,392
+HK$8,582/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$325,620/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,616
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,798
−HK$5,266/mo
Today · 4.125%
HK$177,064
baseline
▲ 0.50% · 4.625%
HK$187,838
+HK$10,774/mo
Deposit HK$24.36M · loan HK$36.53M · min. income ≈ HK$354,128/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,358
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$190,329
−HK$5,044/mo
Today · 4.125%
HK$195,373
baseline
▲ 0.50% · 4.625%
HK$205,671
+HK$10,298/mo
Deposit HK$24.36M · loan HK$36.53M · min. income ≈ HK$390,746/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,385
−HK$12,190/mo
▼ 0.25% · 3.875%
HK$200,431
−HK$6,144/mo
Today · 4.125%
HK$206,575
baseline
▲ 0.50% · 4.625%
HK$219,144
+HK$12,569/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$413,150/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,251
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,051
−HK$5,884/mo
Today · 4.125%
HK$227,935
baseline
▲ 0.50% · 4.625%
HK$239,949
+HK$12,014/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$455,870/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,923
−HK$15,673/mo
▼ 0.25% · 3.875%
HK$257,697
−HK$7,899/mo
Today · 4.125%
HK$265,596
baseline
▲ 0.50% · 4.625%
HK$281,757
+HK$16,161/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$531,192/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,037
−HK$15,022/mo
▼ 0.25% · 3.875%
HK$285,494
−HK$7,565/mo
Today · 4.125%
HK$293,059
baseline
▲ 0.50% · 4.625%
HK$308,506
+HK$15,447/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$586,118/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,854 · Scale 2, in force from 26 Feb 2026)