LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,847
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,166
−HK$4,388/mo
Today · 4.125%
HK$147,554
baseline
▲ 0.50% · 4.625%
HK$156,532
+HK$8,978/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$295,108/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,466
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,609
−HK$4,202/mo
Today · 4.125%
HK$162,811
baseline
▲ 0.50% · 4.625%
HK$171,393
+HK$8,582/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$325,622/mo (50% DSR)
Upfront cash ≈ HK$33.03M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,617
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,799
−HK$5,266/mo
Today · 4.125%
HK$177,065
baseline
▲ 0.50% · 4.625%
HK$187,839
+HK$10,774/mo
Deposit HK$24.36M · loan HK$36.53M · min. income ≈ HK$354,130/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,359
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$190,330
−HK$5,044/mo
Today · 4.125%
HK$195,374
baseline
▲ 0.50% · 4.625%
HK$205,672
+HK$10,298/mo
Deposit HK$24.36M · loan HK$36.53M · min. income ≈ HK$390,748/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,386
−HK$12,190/mo
▼ 0.25% · 3.875%
HK$200,432
−HK$6,144/mo
Today · 4.125%
HK$206,576
baseline
▲ 0.50% · 4.625%
HK$219,145
+HK$12,569/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$413,152/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,252
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,052
−HK$5,884/mo
Today · 4.125%
HK$227,936
baseline
▲ 0.50% · 4.625%
HK$239,951
+HK$12,015/mo
Deposit HK$18.27M · loan HK$42.62M · min. income ≈ HK$455,872/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,925
−HK$15,672/mo
▼ 0.25% · 3.875%
HK$257,699
−HK$7,898/mo
Today · 4.125%
HK$265,597
baseline
▲ 0.50% · 4.625%
HK$281,758
+HK$16,161/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$531,194/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,039
−HK$15,021/mo
▼ 0.25% · 3.875%
HK$285,496
−HK$7,564/mo
Today · 4.125%
HK$293,060
baseline
▲ 0.50% · 4.625%
HK$308,508
+HK$15,448/mo
Deposit HK$6.09M · loan HK$54.80M · min. income ≈ HK$586,120/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,587,869 · Scale 2, in force from 26 Feb 2026)