LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,863
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$143,182
−HK$4,388/mo
Today · 4.125%
HK$147,570
baseline
▲ 0.50% · 4.625%
HK$156,550
+HK$8,980/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$295,140/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,483
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$158,626
−HK$4,203/mo
Today · 4.125%
HK$162,829
baseline
▲ 0.50% · 4.625%
HK$171,412
+HK$8,583/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$325,658/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,635
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,818
−HK$5,267/mo
Today · 4.125%
HK$177,085
baseline
▲ 0.50% · 4.625%
HK$187,860
+HK$10,775/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$354,170/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,380
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$190,352
−HK$5,043/mo
Today · 4.125%
HK$195,395
baseline
▲ 0.50% · 4.625%
HK$205,695
+HK$10,300/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$390,790/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,408
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$200,455
−HK$6,144/mo
Today · 4.125%
HK$206,599
baseline
▲ 0.50% · 4.625%
HK$219,170
+HK$12,571/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$413,198/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,276
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$222,077
−HK$5,884/mo
Today · 4.125%
HK$227,961
baseline
▲ 0.50% · 4.625%
HK$239,977
+HK$12,016/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$455,922/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,953
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$257,728
−HK$7,899/mo
Today · 4.125%
HK$265,627
baseline
▲ 0.50% · 4.625%
HK$281,790
+HK$16,163/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$531,254/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,070
−HK$15,023/mo
▼ 0.25% · 3.875%
HK$285,527
−HK$7,566/mo
Today · 4.125%
HK$293,093
baseline
▲ 0.50% · 4.625%
HK$308,542
+HK$15,449/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$586,186/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,156 · Scale 2, in force from 26 Feb 2026)