LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,887
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,319
−HK$439/mo
Today · 4.125%
HK$14,758
baseline
▲ 0.50% · 4.625%
HK$15,656
+HK$898/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,516/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,449
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,863
−HK$421/mo
Today · 4.125%
HK$16,284
baseline
▲ 0.50% · 4.625%
HK$17,142
+HK$858/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,568/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,664
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,182
−HK$527/mo
Today · 4.125%
HK$17,709
baseline
▲ 0.50% · 4.625%
HK$18,787
+HK$1,078/mo
Deposit HK$2.44M · loan HK$3.65M · min. income ≈ HK$35,418/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,539
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,036
−HK$504/mo
Today · 4.125%
HK$19,540
baseline
▲ 0.50% · 4.625%
HK$20,570
+HK$1,030/mo
Deposit HK$2.44M · loan HK$3.65M · min. income ≈ HK$39,080/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,441
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,046
−HK$615/mo
Today · 4.125%
HK$20,661
baseline
▲ 0.50% · 4.625%
HK$21,918
+HK$1,257/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$41,322/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,628
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,209
−HK$588/mo
Today · 4.125%
HK$22,797
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,202/mo
Deposit HK$1.83M · loan HK$4.26M · min. income ≈ HK$45,594/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$790/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$28,180
+HK$1,616/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,554
−HK$756/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$30,855
+HK$1,545/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$144,001 · Scale 2, in force from 26 Feb 2026)