LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,872
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$143,192
−HK$4,389/mo
Today · 4.125%
HK$147,581
baseline
▲ 0.50% · 4.625%
HK$156,561
+HK$8,980/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$295,162/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,494
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$158,637
−HK$4,204/mo
Today · 4.125%
HK$162,841
baseline
▲ 0.50% · 4.625%
HK$171,424
+HK$8,583/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$325,682/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,647
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,830
−HK$5,267/mo
Today · 4.125%
HK$177,097
baseline
▲ 0.50% · 4.625%
HK$187,873
+HK$10,776/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$354,194/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,393
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$190,365
−HK$5,044/mo
Today · 4.125%
HK$195,409
baseline
▲ 0.50% · 4.625%
HK$205,709
+HK$10,300/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$390,818/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,421
−HK$12,192/mo
▼ 0.25% · 3.875%
HK$200,469
−HK$6,144/mo
Today · 4.125%
HK$206,613
baseline
▲ 0.50% · 4.625%
HK$219,185
+HK$12,572/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$413,226/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,291
−HK$11,686/mo
▼ 0.25% · 3.875%
HK$222,092
−HK$5,885/mo
Today · 4.125%
HK$227,977
baseline
▲ 0.50% · 4.625%
HK$239,994
+HK$12,017/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$455,954/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,970
−HK$15,675/mo
▼ 0.25% · 3.875%
HK$257,745
−HK$7,900/mo
Today · 4.125%
HK$265,645
baseline
▲ 0.50% · 4.625%
HK$281,809
+HK$16,164/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$531,290/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,089
−HK$15,024/mo
▼ 0.25% · 3.875%
HK$285,547
−HK$7,566/mo
Today · 4.125%
HK$293,113
baseline
▲ 0.50% · 4.625%
HK$308,564
+HK$15,451/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$586,226/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,335 · Scale 2, in force from 26 Feb 2026)