LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,876
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$143,196
−HK$4,389/mo
Today · 4.125%
HK$147,585
baseline
▲ 0.50% · 4.625%
HK$156,565
+HK$8,980/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$295,170/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,498
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$158,641
−HK$4,204/mo
Today · 4.125%
HK$162,845
baseline
▲ 0.50% · 4.625%
HK$171,429
+HK$8,584/mo
Deposit HK$30.45M · loan HK$30.45M · min. income ≈ HK$325,690/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,651
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,835
−HK$5,266/mo
Today · 4.125%
HK$177,101
baseline
▲ 0.50% · 4.625%
HK$187,878
+HK$10,777/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$354,202/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,398
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$190,370
−HK$5,044/mo
Today · 4.125%
HK$195,414
baseline
▲ 0.50% · 4.625%
HK$205,715
+HK$10,301/mo
Deposit HK$24.36M · loan HK$36.54M · min. income ≈ HK$390,828/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,426
−HK$12,192/mo
▼ 0.25% · 3.875%
HK$200,474
−HK$6,144/mo
Today · 4.125%
HK$206,618
baseline
▲ 0.50% · 4.625%
HK$219,191
+HK$12,573/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$413,236/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,297
−HK$11,686/mo
▼ 0.25% · 3.875%
HK$222,098
−HK$5,885/mo
Today · 4.125%
HK$227,983
baseline
▲ 0.50% · 4.625%
HK$240,000
+HK$12,017/mo
Deposit HK$18.27M · loan HK$42.63M · min. income ≈ HK$455,966/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,976
−HK$15,676/mo
▼ 0.25% · 3.875%
HK$257,752
−HK$7,900/mo
Today · 4.125%
HK$265,652
baseline
▲ 0.50% · 4.625%
HK$281,816
+HK$16,164/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$531,304/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,096
−HK$15,025/mo
▼ 0.25% · 3.875%
HK$285,555
−HK$7,566/mo
Today · 4.125%
HK$293,121
baseline
▲ 0.50% · 4.625%
HK$308,572
+HK$15,451/mo
Deposit HK$6.09M · loan HK$54.81M · min. income ≈ HK$586,242/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,403 · Scale 2, in force from 26 Feb 2026)