LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,892
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$143,212
−HK$4,390/mo
Today · 4.125%
HK$147,602
baseline
▲ 0.50% · 4.625%
HK$156,583
+HK$8,981/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$295,204/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,516
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,660
−HK$4,204/mo
Today · 4.125%
HK$162,864
baseline
▲ 0.50% · 4.625%
HK$171,449
+HK$8,585/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$325,728/mo (50% DSR)
Upfront cash ≈ HK$33.04M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,671
−HK$10,451/mo
▼ 0.25% · 3.875%
HK$171,855
−HK$5,267/mo
Today · 4.125%
HK$177,122
baseline
▲ 0.50% · 4.625%
HK$187,900
+HK$10,778/mo
Deposit HK$24.36M · loan HK$36.55M · min. income ≈ HK$354,244/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,419
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$190,392
−HK$5,045/mo
Today · 4.125%
HK$195,437
baseline
▲ 0.50% · 4.625%
HK$205,739
+HK$10,302/mo
Deposit HK$24.36M · loan HK$36.55M · min. income ≈ HK$390,874/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,449
−HK$12,194/mo
▼ 0.25% · 3.875%
HK$200,497
−HK$6,146/mo
Today · 4.125%
HK$206,643
baseline
▲ 0.50% · 4.625%
HK$219,216
+HK$12,573/mo
Deposit HK$18.27M · loan HK$42.64M · min. income ≈ HK$413,286/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,323
−HK$11,687/mo
▼ 0.25% · 3.875%
HK$222,124
−HK$5,886/mo
Today · 4.125%
HK$228,010
baseline
▲ 0.50% · 4.625%
HK$240,029
+HK$12,019/mo
Deposit HK$18.27M · loan HK$42.64M · min. income ≈ HK$456,020/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,006
−HK$15,677/mo
▼ 0.25% · 3.875%
HK$257,782
−HK$7,901/mo
Today · 4.125%
HK$265,683
baseline
▲ 0.50% · 4.625%
HK$281,850
+HK$16,167/mo
Deposit HK$6.09M · loan HK$54.82M · min. income ≈ HK$531,366/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,129
−HK$15,026/mo
▼ 0.25% · 3.875%
HK$285,588
−HK$7,567/mo
Today · 4.125%
HK$293,155
baseline
▲ 0.50% · 4.625%
HK$308,608
+HK$15,453/mo
Deposit HK$6.09M · loan HK$54.82M · min. income ≈ HK$586,310/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,708 · Scale 2, in force from 26 Feb 2026)