LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,903
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$143,224
−HK$4,389/mo
Today · 4.125%
HK$147,613
baseline
▲ 0.50% · 4.625%
HK$156,595
+HK$8,982/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$295,226/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,528
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$158,673
−HK$4,204/mo
Today · 4.125%
HK$162,877
baseline
▲ 0.50% · 4.625%
HK$171,462
+HK$8,585/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$325,754/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,684
−HK$10,452/mo
▼ 0.25% · 3.875%
HK$171,868
−HK$5,268/mo
Today · 4.125%
HK$177,136
baseline
▲ 0.50% · 4.625%
HK$187,914
+HK$10,778/mo
Deposit HK$24.37M · loan HK$36.55M · min. income ≈ HK$354,272/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,434
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$190,407
−HK$5,045/mo
Today · 4.125%
HK$195,452
baseline
▲ 0.50% · 4.625%
HK$205,755
+HK$10,303/mo
Deposit HK$24.37M · loan HK$36.55M · min. income ≈ HK$390,904/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,464
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$200,513
−HK$6,146/mo
Today · 4.125%
HK$206,659
baseline
▲ 0.50% · 4.625%
HK$219,233
+HK$12,574/mo
Deposit HK$18.27M · loan HK$42.64M · min. income ≈ HK$413,318/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,339
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$222,142
−HK$5,886/mo
Today · 4.125%
HK$228,028
baseline
▲ 0.50% · 4.625%
HK$240,047
+HK$12,019/mo
Deposit HK$18.27M · loan HK$42.64M · min. income ≈ HK$456,056/mo (50% DSR)
Upfront cash ≈ HK$20.86M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,025
−HK$15,679/mo
▼ 0.25% · 3.875%
HK$257,803
−HK$7,901/mo
Today · 4.125%
HK$265,704
baseline
▲ 0.50% · 4.625%
HK$281,872
+HK$16,168/mo
Deposit HK$6.09M · loan HK$54.82M · min. income ≈ HK$531,408/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,151
−HK$15,027/mo
▼ 0.25% · 3.875%
HK$285,611
−HK$7,567/mo
Today · 4.125%
HK$293,178
baseline
▲ 0.50% · 4.625%
HK$308,632
+HK$15,454/mo
Deposit HK$6.09M · loan HK$54.82M · min. income ≈ HK$586,356/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,588,909 · Scale 2, in force from 26 Feb 2026)