LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,913
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$143,234
−HK$4,390/mo
Today · 4.125%
HK$147,624
baseline
▲ 0.50% · 4.625%
HK$156,606
+HK$8,982/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$295,248/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,539
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$158,684
−HK$4,204/mo
Today · 4.125%
HK$162,888
baseline
▲ 0.50% · 4.625%
HK$171,474
+HK$8,586/mo
Deposit HK$30.46M · loan HK$30.46M · min. income ≈ HK$325,776/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,695
−HK$10,454/mo
▼ 0.25% · 3.875%
HK$171,880
−HK$5,269/mo
Today · 4.125%
HK$177,149
baseline
▲ 0.50% · 4.625%
HK$187,928
+HK$10,779/mo
Deposit HK$24.37M · loan HK$36.55M · min. income ≈ HK$354,298/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,447
−HK$10,019/mo
▼ 0.25% · 3.875%
HK$190,420
−HK$5,046/mo
Today · 4.125%
HK$195,466
baseline
▲ 0.50% · 4.625%
HK$205,769
+HK$10,303/mo
Deposit HK$24.37M · loan HK$36.55M · min. income ≈ HK$390,932/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,478
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$200,527
−HK$6,146/mo
Today · 4.125%
HK$206,673
baseline
▲ 0.50% · 4.625%
HK$219,249
+HK$12,576/mo
Deposit HK$18.28M · loan HK$42.64M · min. income ≈ HK$413,346/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,355
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$222,157
−HK$5,887/mo
Today · 4.125%
HK$228,044
baseline
▲ 0.50% · 4.625%
HK$240,064
+HK$12,020/mo
Deposit HK$18.28M · loan HK$42.64M · min. income ≈ HK$456,088/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,043
−HK$15,680/mo
▼ 0.25% · 3.875%
HK$257,821
−HK$7,902/mo
Today · 4.125%
HK$265,723
baseline
▲ 0.50% · 4.625%
HK$281,891
+HK$16,168/mo
Deposit HK$6.09M · loan HK$54.83M · min. income ≈ HK$531,446/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,170
−HK$15,029/mo
▼ 0.25% · 3.875%
HK$285,631
−HK$7,568/mo
Today · 4.125%
HK$293,199
baseline
▲ 0.50% · 4.625%
HK$308,654
+HK$15,455/mo
Deposit HK$6.09M · loan HK$54.83M · min. income ≈ HK$586,398/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,589,092 · Scale 2, in force from 26 Feb 2026)