LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,893
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,326
−HK$439/mo
Today · 4.125%
HK$14,765
baseline
▲ 0.50% · 4.625%
HK$15,663
+HK$898/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,530/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,456
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,871
−HK$420/mo
Today · 4.125%
HK$16,291
baseline
▲ 0.50% · 4.625%
HK$17,150
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,582/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,672
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,191
−HK$527/mo
Today · 4.125%
HK$17,718
baseline
▲ 0.50% · 4.625%
HK$18,796
+HK$1,078/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,436/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,548
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,045
−HK$505/mo
Today · 4.125%
HK$19,550
baseline
▲ 0.50% · 4.625%
HK$20,580
+HK$1,030/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,100/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,451
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,056
−HK$615/mo
Today · 4.125%
HK$20,671
baseline
▲ 0.50% · 4.625%
HK$21,928
+HK$1,257/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,342/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,639
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,219
−HK$589/mo
Today · 4.125%
HK$22,808
baseline
▲ 0.50% · 4.625%
HK$24,010
+HK$1,202/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,616/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$791/mo
Today · 4.125%
HK$26,577
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,617/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,154/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$757/mo
Today · 4.125%
HK$29,325
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,545/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,650/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,296 · Scale 2, in force from 26 Feb 2026)