LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,942
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$143,264
−HK$4,391/mo
Today · 4.125%
HK$147,655
baseline
▲ 0.50% · 4.625%
HK$156,639
+HK$8,984/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$295,310/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,571
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$158,717
−HK$4,205/mo
Today · 4.125%
HK$162,922
baseline
▲ 0.50% · 4.625%
HK$171,510
+HK$8,588/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$325,844/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,730
−HK$10,455/mo
▼ 0.25% · 3.875%
HK$171,916
−HK$5,269/mo
Today · 4.125%
HK$177,185
baseline
▲ 0.50% · 4.625%
HK$187,967
+HK$10,782/mo
Deposit HK$24.37M · loan HK$36.56M · min. income ≈ HK$354,370/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,485
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$190,460
−HK$5,047/mo
Today · 4.125%
HK$195,507
baseline
▲ 0.50% · 4.625%
HK$205,812
+HK$10,305/mo
Deposit HK$24.37M · loan HK$36.56M · min. income ≈ HK$391,014/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,518
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$200,569
−HK$6,147/mo
Today · 4.125%
HK$206,716
baseline
▲ 0.50% · 4.625%
HK$219,295
+HK$12,579/mo
Deposit HK$18.28M · loan HK$42.65M · min. income ≈ HK$413,432/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,400
−HK$11,691/mo
▼ 0.25% · 3.875%
HK$222,203
−HK$5,888/mo
Today · 4.125%
HK$228,091
baseline
▲ 0.50% · 4.625%
HK$240,114
+HK$12,023/mo
Deposit HK$18.28M · loan HK$42.65M · min. income ≈ HK$456,182/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,095
−HK$15,683/mo
▼ 0.25% · 3.875%
HK$257,874
−HK$7,904/mo
Today · 4.125%
HK$265,778
baseline
▲ 0.50% · 4.625%
HK$281,950
+HK$16,172/mo
Deposit HK$6.09M · loan HK$54.84M · min. income ≈ HK$531,556/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,228
−HK$15,032/mo
▼ 0.25% · 3.875%
HK$285,690
−HK$7,570/mo
Today · 4.125%
HK$293,260
baseline
▲ 0.50% · 4.625%
HK$308,718
+HK$15,458/mo
Deposit HK$6.09M · loan HK$54.84M · min. income ≈ HK$586,520/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,589,631 · Scale 2, in force from 26 Feb 2026)