LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,895
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,327
−HK$439/mo
Today · 4.125%
HK$14,766
baseline
▲ 0.50% · 4.625%
HK$15,665
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,532/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,458
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,872
−HK$421/mo
Today · 4.125%
HK$16,293
baseline
▲ 0.50% · 4.625%
HK$17,152
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,586/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,674
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,192
−HK$527/mo
Today · 4.125%
HK$17,719
baseline
▲ 0.50% · 4.625%
HK$18,798
+HK$1,079/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,438/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,549
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,047
−HK$505/mo
Today · 4.125%
HK$19,552
baseline
▲ 0.50% · 4.625%
HK$20,582
+HK$1,030/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,104/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,453
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,058
−HK$615/mo
Today · 4.125%
HK$20,673
baseline
▲ 0.50% · 4.625%
HK$21,930
+HK$1,257/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,346/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,641
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,221
−HK$589/mo
Today · 4.125%
HK$22,810
baseline
▲ 0.50% · 4.625%
HK$24,013
+HK$1,203/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,620/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$790/mo
Today · 4.125%
HK$26,579
baseline
▲ 0.50% · 4.625%
HK$28,196
+HK$1,617/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,158/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,824
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$757/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,546/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,353 · Scale 2, in force from 26 Feb 2026)