LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,896
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,328
−HK$439/mo
Today · 4.125%
HK$14,767
baseline
▲ 0.50% · 4.625%
HK$15,666
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,534/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,459
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,873
−HK$421/mo
Today · 4.125%
HK$16,294
baseline
▲ 0.50% · 4.625%
HK$17,153
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,588/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,675
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,193
−HK$527/mo
Today · 4.125%
HK$17,720
baseline
▲ 0.50% · 4.625%
HK$18,799
+HK$1,079/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,440/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,550
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,048
−HK$505/mo
Today · 4.125%
HK$19,553
baseline
▲ 0.50% · 4.625%
HK$20,583
+HK$1,030/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,454
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$615/mo
Today · 4.125%
HK$20,674
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,258/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,348/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$588/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,203/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$791/mo
Today · 4.125%
HK$26,581
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,617/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,162/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$757/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,546/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,389 · Scale 2, in force from 26 Feb 2026)