LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,963
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,286
−HK$4,391/mo
Today · 4.125%
HK$147,677
baseline
▲ 0.50% · 4.625%
HK$156,663
+HK$8,986/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$295,354/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,595
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$158,741
−HK$4,206/mo
Today · 4.125%
HK$162,947
baseline
▲ 0.50% · 4.625%
HK$171,536
+HK$8,589/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$325,894/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,756
−HK$10,457/mo
▼ 0.25% · 3.875%
HK$171,943
−HK$5,270/mo
Today · 4.125%
HK$177,213
baseline
▲ 0.50% · 4.625%
HK$187,996
+HK$10,783/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$354,426/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,514
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$190,489
−HK$5,048/mo
Today · 4.125%
HK$195,537
baseline
▲ 0.50% · 4.625%
HK$205,844
+HK$10,307/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$391,074/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,548
−HK$12,200/mo
▼ 0.25% · 3.875%
HK$200,600
−HK$6,148/mo
Today · 4.125%
HK$206,748
baseline
▲ 0.50% · 4.625%
HK$219,328
+HK$12,580/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$413,496/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,433
−HK$11,693/mo
▼ 0.25% · 3.875%
HK$222,238
−HK$5,888/mo
Today · 4.125%
HK$228,126
baseline
▲ 0.50% · 4.625%
HK$240,151
+HK$12,025/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$456,252/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,133
−HK$15,686/mo
▼ 0.25% · 3.875%
HK$257,914
−HK$7,905/mo
Today · 4.125%
HK$265,819
baseline
▲ 0.50% · 4.625%
HK$281,993
+HK$16,174/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$531,638/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,271
−HK$15,034/mo
▼ 0.25% · 3.875%
HK$285,734
−HK$7,571/mo
Today · 4.125%
HK$293,305
baseline
▲ 0.50% · 4.625%
HK$308,766
+HK$15,461/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$586,610/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,590,029 · Scale 2, in force from 26 Feb 2026)