LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,897
−HK$871/mo
▼ 0.25% · 3.875%
HK$14,329
−HK$439/mo
Today · 4.125%
HK$14,768
baseline
▲ 0.50% · 4.625%
HK$15,667
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,536/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,460
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,875
−HK$420/mo
Today · 4.125%
HK$16,295
baseline
▲ 0.50% · 4.625%
HK$17,154
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,590/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,676
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,195
−HK$527/mo
Today · 4.125%
HK$17,722
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$1,078/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,444/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,552
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,050
−HK$504/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,585
+HK$1,031/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,455
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,061
−HK$615/mo
Today · 4.125%
HK$20,676
baseline
▲ 0.50% · 4.625%
HK$21,934
+HK$1,258/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,352/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,225
−HK$588/mo
Today · 4.125%
HK$22,813
baseline
▲ 0.50% · 4.625%
HK$24,016
+HK$1,203/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,626/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$791/mo
Today · 4.125%
HK$26,583
baseline
▲ 0.50% · 4.625%
HK$28,200
+HK$1,617/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,166/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$758/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,546/mo
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,440 · Scale 2, in force from 26 Feb 2026)