LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,970
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$143,293
−HK$4,392/mo
Today · 4.125%
HK$147,685
baseline
▲ 0.50% · 4.625%
HK$156,671
+HK$8,986/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$295,370/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,603
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$158,749
−HK$4,207/mo
Today · 4.125%
HK$162,956
baseline
▲ 0.50% · 4.625%
HK$171,545
+HK$8,589/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$325,912/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,764
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$171,952
−HK$5,270/mo
Today · 4.125%
HK$177,222
baseline
▲ 0.50% · 4.625%
HK$188,005
+HK$10,783/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$354,444/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,524
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$190,499
−HK$5,048/mo
Today · 4.125%
HK$195,547
baseline
▲ 0.50% · 4.625%
HK$205,854
+HK$10,307/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$391,094/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,558
−HK$12,201/mo
▼ 0.25% · 3.875%
HK$200,610
−HK$6,149/mo
Today · 4.125%
HK$206,759
baseline
▲ 0.50% · 4.625%
HK$219,340
+HK$12,581/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$413,518/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,444
−HK$11,694/mo
▼ 0.25% · 3.875%
HK$222,249
−HK$5,889/mo
Today · 4.125%
HK$228,138
baseline
▲ 0.50% · 4.625%
HK$240,163
+HK$12,025/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$456,276/mo (50% DSR)
Upfront cash ≈ HK$20.87M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,146
−HK$15,687/mo
▼ 0.25% · 3.875%
HK$257,927
−HK$7,906/mo
Today · 4.125%
HK$265,833
baseline
▲ 0.50% · 4.625%
HK$282,008
+HK$16,175/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$531,666/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,285
−HK$15,035/mo
▼ 0.25% · 3.875%
HK$285,749
−HK$7,571/mo
Today · 4.125%
HK$293,320
baseline
▲ 0.50% · 4.625%
HK$308,782
+HK$15,462/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$586,640/mo (50% DSR)
Upfront cash ≈ HK$8.68M (deposit + AVD stamp duty HK$2,590,163 · Scale 2, in force from 26 Feb 2026)