LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,980
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$143,303
−HK$4,392/mo
Today · 4.125%
HK$147,695
baseline
▲ 0.50% · 4.625%
HK$156,682
+HK$8,987/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$295,390/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,614
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$158,760
−HK$4,207/mo
Today · 4.125%
HK$162,967
baseline
▲ 0.50% · 4.625%
HK$171,557
+HK$8,590/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$325,934/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,776
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$171,964
−HK$5,270/mo
Today · 4.125%
HK$177,234
baseline
▲ 0.50% · 4.625%
HK$188,019
+HK$10,785/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$354,468/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,537
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$190,513
−HK$5,048/mo
Today · 4.125%
HK$195,561
baseline
▲ 0.50% · 4.625%
HK$205,869
+HK$10,308/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$391,122/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,572
−HK$12,201/mo
▼ 0.25% · 3.875%
HK$200,624
−HK$6,149/mo
Today · 4.125%
HK$206,773
baseline
▲ 0.50% · 4.625%
HK$219,355
+HK$12,582/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$413,546/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,459
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$222,265
−HK$5,889/mo
Today · 4.125%
HK$228,154
baseline
▲ 0.50% · 4.625%
HK$240,180
+HK$12,026/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$456,308/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,164
−HK$15,687/mo
▼ 0.25% · 3.875%
HK$257,945
−HK$7,906/mo
Today · 4.125%
HK$265,851
baseline
▲ 0.50% · 4.625%
HK$282,028
+HK$16,177/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$531,702/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,305
−HK$15,036/mo
▼ 0.25% · 3.875%
HK$285,769
−HK$7,572/mo
Today · 4.125%
HK$293,341
baseline
▲ 0.50% · 4.625%
HK$308,803
+HK$15,462/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$586,682/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,590,344 · Scale 2, in force from 26 Feb 2026)