LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,898
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,330
−HK$440/mo
Today · 4.125%
HK$14,770
baseline
▲ 0.50% · 4.625%
HK$15,668
+HK$898/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,540/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,461
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,876
−HK$421/mo
Today · 4.125%
HK$16,297
baseline
▲ 0.50% · 4.625%
HK$17,156
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,594/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,678
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,196
−HK$527/mo
Today · 4.125%
HK$17,723
baseline
▲ 0.50% · 4.625%
HK$18,802
+HK$1,079/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,446/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,554
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,051
−HK$505/mo
Today · 4.125%
HK$19,556
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,031/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,112/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,457
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$614/mo
Today · 4.125%
HK$20,677
baseline
▲ 0.50% · 4.625%
HK$21,936
+HK$1,259/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,354/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$588/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,018
+HK$1,203/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,016
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$790/mo
Today · 4.125%
HK$26,585
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,618/mo
Deposit HK$609K · loan HK$5.49M · min. income ≈ HK$53,170/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,577
−HK$757/mo
Today · 4.125%
HK$29,334
baseline
▲ 0.50% · 4.625%
HK$30,880
+HK$1,546/mo
Deposit HK$609K · loan HK$5.49M · min. income ≈ HK$58,668/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,496 · Scale 2, in force from 26 Feb 2026)