LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,981
−HK$8,716/mo
▼ 0.25% · 3.875%
HK$143,305
−HK$4,392/mo
Today · 4.125%
HK$147,697
baseline
▲ 0.50% · 4.625%
HK$156,684
+HK$8,987/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$295,394/mo (50% DSR)
Upfront cash ≈ HK$33.07M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,615
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$158,762
−HK$4,207/mo
Today · 4.125%
HK$162,969
baseline
▲ 0.50% · 4.625%
HK$171,559
+HK$8,590/mo
Deposit HK$30.47M · loan HK$30.47M · min. income ≈ HK$325,938/mo (50% DSR)
Upfront cash ≈ HK$33.07M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,778
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$171,965
−HK$5,271/mo
Today · 4.125%
HK$177,236
baseline
▲ 0.50% · 4.625%
HK$188,021
+HK$10,785/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$354,472/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,539
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$190,515
−HK$5,048/mo
Today · 4.125%
HK$195,563
baseline
▲ 0.50% · 4.625%
HK$205,871
+HK$10,308/mo
Deposit HK$24.38M · loan HK$36.57M · min. income ≈ HK$391,126/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,574
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$200,626
−HK$6,150/mo
Today · 4.125%
HK$206,776
baseline
▲ 0.50% · 4.625%
HK$219,357
+HK$12,581/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$413,552/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,462
−HK$11,694/mo
▼ 0.25% · 3.875%
HK$222,267
−HK$5,889/mo
Today · 4.125%
HK$228,156
baseline
▲ 0.50% · 4.625%
HK$240,183
+HK$12,027/mo
Deposit HK$18.28M · loan HK$42.66M · min. income ≈ HK$456,312/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,167
−HK$15,687/mo
▼ 0.25% · 3.875%
HK$257,948
−HK$7,906/mo
Today · 4.125%
HK$265,854
baseline
▲ 0.50% · 4.625%
HK$282,031
+HK$16,177/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$531,708/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,308
−HK$15,036/mo
▼ 0.25% · 3.875%
HK$285,772
−HK$7,572/mo
Today · 4.125%
HK$293,344
baseline
▲ 0.50% · 4.625%
HK$308,807
+HK$15,463/mo
Deposit HK$6.09M · loan HK$54.85M · min. income ≈ HK$586,688/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,590,372 · Scale 2, in force from 26 Feb 2026)