LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,898
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,331
−HK$439/mo
Today · 4.125%
HK$14,770
baseline
▲ 0.50% · 4.625%
HK$15,669
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,540/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,462
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,876
−HK$421/mo
Today · 4.125%
HK$16,297
baseline
▲ 0.50% · 4.625%
HK$17,156
+HK$859/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,594/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,678
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,197
−HK$527/mo
Today · 4.125%
HK$17,724
baseline
▲ 0.50% · 4.625%
HK$18,802
+HK$1,078/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,448/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,554
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,052
−HK$505/mo
Today · 4.125%
HK$19,557
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,030/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,114/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,458
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$615/mo
Today · 4.125%
HK$20,678
baseline
▲ 0.50% · 4.625%
HK$21,936
+HK$1,258/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,356/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$589/mo
Today · 4.125%
HK$22,816
baseline
▲ 0.50% · 4.625%
HK$24,019
+HK$1,203/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,632/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,017
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$791/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,617/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$757/mo
Today · 4.125%
HK$29,335
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,546/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,670/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$144,508 · Scale 2, in force from 26 Feb 2026)