LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,035
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$143,359
−HK$4,394/mo
Today · 4.125%
HK$147,753
baseline
▲ 0.50% · 4.625%
HK$156,744
+HK$8,991/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,506/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,675
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$158,823
−HK$4,208/mo
Today · 4.125%
HK$163,031
baseline
▲ 0.50% · 4.625%
HK$171,625
+HK$8,594/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,062/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,842
−HK$10,462/mo
▼ 0.25% · 3.875%
HK$172,031
−HK$5,273/mo
Today · 4.125%
HK$177,304
baseline
▲ 0.50% · 4.625%
HK$188,093
+HK$10,789/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$354,608/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,610
−HK$10,027/mo
▼ 0.25% · 3.875%
HK$190,587
−HK$5,050/mo
Today · 4.125%
HK$195,637
baseline
▲ 0.50% · 4.625%
HK$205,950
+HK$10,313/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$391,274/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,648
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,703
−HK$6,152/mo
Today · 4.125%
HK$206,855
baseline
▲ 0.50% · 4.625%
HK$219,441
+HK$12,586/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$413,710/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,544
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$222,352
−HK$5,892/mo
Today · 4.125%
HK$228,244
baseline
▲ 0.50% · 4.625%
HK$240,275
+HK$12,031/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$456,488/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,262
−HK$15,694/mo
▼ 0.25% · 3.875%
HK$258,047
−HK$7,909/mo
Today · 4.125%
HK$265,956
baseline
▲ 0.50% · 4.625%
HK$282,139
+HK$16,183/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$531,912/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,414
−HK$15,042/mo
▼ 0.25% · 3.875%
HK$285,881
−HK$7,575/mo
Today · 4.125%
HK$293,456
baseline
▲ 0.50% · 4.625%
HK$308,925
+HK$15,469/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$586,912/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,363 · Scale 2, in force from 26 Feb 2026)