LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,035
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$143,360
−HK$4,394/mo
Today · 4.125%
HK$147,754
baseline
▲ 0.50% · 4.625%
HK$156,744
+HK$8,990/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,508/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,675
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$158,824
−HK$4,208/mo
Today · 4.125%
HK$163,032
baseline
▲ 0.50% · 4.625%
HK$171,625
+HK$8,593/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,064/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,842
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,032
−HK$5,273/mo
Today · 4.125%
HK$177,305
baseline
▲ 0.50% · 4.625%
HK$188,093
+HK$10,788/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$354,610/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,610
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,588
−HK$5,050/mo
Today · 4.125%
HK$195,638
baseline
▲ 0.50% · 4.625%
HK$205,951
+HK$10,313/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$391,276/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,649
−HK$12,206/mo
▼ 0.25% · 3.875%
HK$200,704
−HK$6,151/mo
Today · 4.125%
HK$206,855
baseline
▲ 0.50% · 4.625%
HK$219,442
+HK$12,587/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$413,710/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,545
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$222,353
−HK$5,892/mo
Today · 4.125%
HK$228,245
baseline
▲ 0.50% · 4.625%
HK$240,276
+HK$12,031/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$456,490/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,263
−HK$15,694/mo
▼ 0.25% · 3.875%
HK$258,048
−HK$7,909/mo
Today · 4.125%
HK$265,957
baseline
▲ 0.50% · 4.625%
HK$282,140
+HK$16,183/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$531,914/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,415
−HK$15,042/mo
▼ 0.25% · 3.875%
HK$285,882
−HK$7,575/mo
Today · 4.125%
HK$293,457
baseline
▲ 0.50% · 4.625%
HK$308,926
+HK$15,469/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$586,914/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,373 · Scale 2, in force from 26 Feb 2026)