LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,038
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$143,363
−HK$4,394/mo
Today · 4.125%
HK$147,757
baseline
▲ 0.50% · 4.625%
HK$156,748
+HK$8,991/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,514/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,678
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$158,827
−HK$4,208/mo
Today · 4.125%
HK$163,035
baseline
▲ 0.50% · 4.625%
HK$171,629
+HK$8,594/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,070/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,846
−HK$10,462/mo
▼ 0.25% · 3.875%
HK$172,035
−HK$5,273/mo
Today · 4.125%
HK$177,308
baseline
▲ 0.50% · 4.625%
HK$188,097
+HK$10,789/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$354,616/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,614
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,592
−HK$5,050/mo
Today · 4.125%
HK$195,642
baseline
▲ 0.50% · 4.625%
HK$205,955
+HK$10,313/mo
Deposit HK$24.39M · loan HK$36.58M · min. income ≈ HK$391,284/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,653
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,708
−HK$6,152/mo
Today · 4.125%
HK$206,860
baseline
▲ 0.50% · 4.625%
HK$219,447
+HK$12,587/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$413,720/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,550
−HK$11,699/mo
▼ 0.25% · 3.875%
HK$222,357
−HK$5,892/mo
Today · 4.125%
HK$228,249
baseline
▲ 0.50% · 4.625%
HK$240,280
+HK$12,031/mo
Deposit HK$18.29M · loan HK$42.68M · min. income ≈ HK$456,498/mo (50% DSR)
Upfront cash ≈ HK$20.88M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,268
−HK$15,694/mo
▼ 0.25% · 3.875%
HK$258,053
−HK$7,909/mo
Today · 4.125%
HK$265,962
baseline
▲ 0.50% · 4.625%
HK$282,146
+HK$16,184/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$531,924/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,421
−HK$15,042/mo
▼ 0.25% · 3.875%
HK$285,888
−HK$7,575/mo
Today · 4.125%
HK$293,463
baseline
▲ 0.50% · 4.625%
HK$308,932
+HK$15,469/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$586,926/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,425 · Scale 2, in force from 26 Feb 2026)