LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,058
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$143,383
−HK$4,395/mo
Today · 4.125%
HK$147,778
baseline
▲ 0.50% · 4.625%
HK$156,770
+HK$8,992/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,556/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,700
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,849
−HK$4,209/mo
Today · 4.125%
HK$163,058
baseline
▲ 0.50% · 4.625%
HK$171,653
+HK$8,595/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,116/mo (50% DSR)
Upfront cash ≈ HK$33.08M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,869
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$172,060
−HK$5,273/mo
Today · 4.125%
HK$177,333
baseline
▲ 0.50% · 4.625%
HK$188,123
+HK$10,790/mo
Deposit HK$24.39M · loan HK$36.59M · min. income ≈ HK$354,666/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,640
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$190,619
−HK$5,051/mo
Today · 4.125%
HK$195,670
baseline
▲ 0.50% · 4.625%
HK$205,984
+HK$10,314/mo
Deposit HK$24.39M · loan HK$36.59M · min. income ≈ HK$391,340/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,681
−HK$12,208/mo
▼ 0.25% · 3.875%
HK$200,736
−HK$6,153/mo
Today · 4.125%
HK$206,889
baseline
▲ 0.50% · 4.625%
HK$219,477
+HK$12,588/mo
Deposit HK$18.29M · loan HK$42.69M · min. income ≈ HK$413,778/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,580
−HK$11,701/mo
▼ 0.25% · 3.875%
HK$222,389
−HK$5,892/mo
Today · 4.125%
HK$228,281
baseline
▲ 0.50% · 4.625%
HK$240,314
+HK$12,033/mo
Deposit HK$18.29M · loan HK$42.69M · min. income ≈ HK$456,562/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,304
−HK$15,696/mo
▼ 0.25% · 3.875%
HK$258,089
−HK$7,911/mo
Today · 4.125%
HK$266,000
baseline
▲ 0.50% · 4.625%
HK$282,185
+HK$16,185/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$532,000/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,460
−HK$15,045/mo
▼ 0.25% · 3.875%
HK$285,928
−HK$7,577/mo
Today · 4.125%
HK$293,505
baseline
▲ 0.50% · 4.625%
HK$308,976
+HK$15,471/mo
Deposit HK$6.10M · loan HK$54.88M · min. income ≈ HK$587,010/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,790 · Scale 2, in force from 26 Feb 2026)