LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,066
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$143,392
−HK$4,395/mo
Today · 4.125%
HK$147,787
baseline
▲ 0.50% · 4.625%
HK$156,779
+HK$8,992/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,574/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,710
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,859
−HK$4,209/mo
Today · 4.125%
HK$163,068
baseline
▲ 0.50% · 4.625%
HK$171,664
+HK$8,596/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,136/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,879
−HK$10,465/mo
▼ 0.25% · 3.875%
HK$172,070
−HK$5,274/mo
Today · 4.125%
HK$177,344
baseline
▲ 0.50% · 4.625%
HK$188,135
+HK$10,791/mo
Deposit HK$24.39M · loan HK$36.59M · min. income ≈ HK$354,688/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,651
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$190,631
−HK$5,051/mo
Today · 4.125%
HK$195,682
baseline
▲ 0.50% · 4.625%
HK$205,996
+HK$10,314/mo
Deposit HK$24.39M · loan HK$36.59M · min. income ≈ HK$391,364/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,692
−HK$12,209/mo
▼ 0.25% · 3.875%
HK$200,748
−HK$6,153/mo
Today · 4.125%
HK$206,901
baseline
▲ 0.50% · 4.625%
HK$219,491
+HK$12,590/mo
Deposit HK$18.30M · loan HK$42.69M · min. income ≈ HK$413,802/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,593
−HK$11,702/mo
▼ 0.25% · 3.875%
HK$222,402
−HK$5,893/mo
Today · 4.125%
HK$228,295
baseline
▲ 0.50% · 4.625%
HK$240,329
+HK$12,034/mo
Deposit HK$18.30M · loan HK$42.69M · min. income ≈ HK$456,590/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,319
−HK$15,697/mo
▼ 0.25% · 3.875%
HK$258,105
−HK$7,911/mo
Today · 4.125%
HK$266,016
baseline
▲ 0.50% · 4.625%
HK$282,202
+HK$16,186/mo
Deposit HK$6.10M · loan HK$54.89M · min. income ≈ HK$532,032/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,477
−HK$15,045/mo
▼ 0.25% · 3.875%
HK$285,946
−HK$7,576/mo
Today · 4.125%
HK$293,522
baseline
▲ 0.50% · 4.625%
HK$308,994
+HK$15,472/mo
Deposit HK$6.10M · loan HK$54.89M · min. income ≈ HK$587,044/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,591,948 · Scale 2, in force from 26 Feb 2026)