LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,071
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$143,397
−HK$4,395/mo
Today · 4.125%
HK$147,792
baseline
▲ 0.50% · 4.625%
HK$156,785
+HK$8,993/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$295,584/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,715
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$158,865
−HK$4,209/mo
Today · 4.125%
HK$163,074
baseline
▲ 0.50% · 4.625%
HK$171,670
+HK$8,596/mo
Deposit HK$30.49M · loan HK$30.49M · min. income ≈ HK$326,148/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,885
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$172,076
−HK$5,275/mo
Today · 4.125%
HK$177,351
baseline
▲ 0.50% · 4.625%
HK$188,142
+HK$10,791/mo
Deposit HK$24.40M · loan HK$36.59M · min. income ≈ HK$354,702/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,658
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$190,638
−HK$5,051/mo
Today · 4.125%
HK$195,689
baseline
▲ 0.50% · 4.625%
HK$206,004
+HK$10,315/mo
Deposit HK$24.40M · loan HK$36.59M · min. income ≈ HK$391,378/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,700
−HK$12,209/mo
▼ 0.25% · 3.875%
HK$200,756
−HK$6,153/mo
Today · 4.125%
HK$206,909
baseline
▲ 0.50% · 4.625%
HK$219,499
+HK$12,590/mo
Deposit HK$18.30M · loan HK$42.69M · min. income ≈ HK$413,818/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,601
−HK$11,703/mo
▼ 0.25% · 3.875%
HK$222,411
−HK$5,893/mo
Today · 4.125%
HK$228,304
baseline
▲ 0.50% · 4.625%
HK$240,338
+HK$12,034/mo
Deposit HK$18.30M · loan HK$42.69M · min. income ≈ HK$456,608/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,328
−HK$15,698/mo
▼ 0.25% · 3.875%
HK$258,115
−HK$7,911/mo
Today · 4.125%
HK$266,026
baseline
▲ 0.50% · 4.625%
HK$282,213
+HK$16,187/mo
Deposit HK$6.10M · loan HK$54.89M · min. income ≈ HK$532,052/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,487
−HK$15,046/mo
▼ 0.25% · 3.875%
HK$285,956
−HK$7,577/mo
Today · 4.125%
HK$293,533
baseline
▲ 0.50% · 4.625%
HK$309,006
+HK$15,473/mo
Deposit HK$6.10M · loan HK$54.89M · min. income ≈ HK$587,066/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,044 · Scale 2, in force from 26 Feb 2026)