LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,106
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,433
−HK$4,396/mo
Today · 4.125%
HK$147,829
baseline
▲ 0.50% · 4.625%
HK$156,824
+HK$8,995/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$295,658/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,754
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,904
−HK$4,211/mo
Today · 4.125%
HK$163,115
baseline
▲ 0.50% · 4.625%
HK$171,713
+HK$8,598/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$326,230/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,927
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$172,119
−HK$5,276/mo
Today · 4.125%
HK$177,395
baseline
▲ 0.50% · 4.625%
HK$188,189
+HK$10,794/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$354,790/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,704
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$190,685
−HK$5,052/mo
Today · 4.125%
HK$195,737
baseline
▲ 0.50% · 4.625%
HK$206,055
+HK$10,318/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$391,474/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,748
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$200,806
−HK$6,154/mo
Today · 4.125%
HK$206,960
baseline
▲ 0.50% · 4.625%
HK$219,553
+HK$12,593/mo
Deposit HK$18.30M · loan HK$42.70M · min. income ≈ HK$413,920/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,655
−HK$11,705/mo
▼ 0.25% · 3.875%
HK$222,466
−HK$5,894/mo
Today · 4.125%
HK$228,360
baseline
▲ 0.50% · 4.625%
HK$240,398
+HK$12,038/mo
Deposit HK$18.30M · loan HK$42.70M · min. income ≈ HK$456,720/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,390
−HK$15,702/mo
▼ 0.25% · 3.875%
HK$258,179
−HK$7,913/mo
Today · 4.125%
HK$266,092
baseline
▲ 0.50% · 4.625%
HK$282,283
+HK$16,191/mo
Deposit HK$6.10M · loan HK$54.90M · min. income ≈ HK$532,184/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,557
−HK$15,049/mo
▼ 0.25% · 3.875%
HK$286,027
−HK$7,579/mo
Today · 4.125%
HK$293,606
baseline
▲ 0.50% · 4.625%
HK$309,083
+HK$15,477/mo
Deposit HK$6.10M · loan HK$54.90M · min. income ≈ HK$587,212/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,687 · Scale 2, in force from 26 Feb 2026)