LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,112
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,439
−HK$4,396/mo
Today · 4.125%
HK$147,835
baseline
▲ 0.50% · 4.625%
HK$156,831
+HK$8,996/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$295,670/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,760
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,911
−HK$4,210/mo
Today · 4.125%
HK$163,121
baseline
▲ 0.50% · 4.625%
HK$171,720
+HK$8,599/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$326,242/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,934
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$172,126
−HK$5,276/mo
Today · 4.125%
HK$177,402
baseline
▲ 0.50% · 4.625%
HK$188,197
+HK$10,795/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$354,804/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,712
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$190,693
−HK$5,053/mo
Today · 4.125%
HK$195,746
baseline
▲ 0.50% · 4.625%
HK$206,064
+HK$10,318/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$391,492/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,756
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$200,814
−HK$6,155/mo
Today · 4.125%
HK$206,969
baseline
▲ 0.50% · 4.625%
HK$219,563
+HK$12,594/mo
Deposit HK$18.30M · loan HK$42.70M · min. income ≈ HK$413,938/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,664
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$222,475
−HK$5,895/mo
Today · 4.125%
HK$228,370
baseline
▲ 0.50% · 4.625%
HK$240,408
+HK$12,038/mo
Deposit HK$18.30M · loan HK$42.70M · min. income ≈ HK$456,740/mo (50% DSR)
Upfront cash ≈ HK$20.89M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,401
−HK$15,702/mo
▼ 0.25% · 3.875%
HK$258,190
−HK$7,913/mo
Today · 4.125%
HK$266,103
baseline
▲ 0.50% · 4.625%
HK$282,295
+HK$16,192/mo
Deposit HK$6.10M · loan HK$54.91M · min. income ≈ HK$532,206/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,568
−HK$15,051/mo
▼ 0.25% · 3.875%
HK$286,039
−HK$7,580/mo
Today · 4.125%
HK$293,619
baseline
▲ 0.50% · 4.625%
HK$309,096
+HK$15,477/mo
Deposit HK$6.10M · loan HK$54.91M · min. income ≈ HK$587,238/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,797 · Scale 2, in force from 26 Feb 2026)