LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,911
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,344
−HK$440/mo
Today · 4.125%
HK$14,784
baseline
▲ 0.50% · 4.625%
HK$15,683
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,568/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,476
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,891
−HK$421/mo
Today · 4.125%
HK$16,312
baseline
▲ 0.50% · 4.625%
HK$17,172
+HK$860/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,624/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,693
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,213
−HK$527/mo
Today · 4.125%
HK$17,740
baseline
▲ 0.50% · 4.625%
HK$18,820
+HK$1,080/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,480/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,571
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,069
−HK$506/mo
Today · 4.125%
HK$19,575
baseline
▲ 0.50% · 4.625%
HK$20,606
+HK$1,031/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,150/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,476
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,081
−HK$616/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,259/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,248
−HK$589/mo
Today · 4.125%
HK$22,837
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,204/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,674/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$791/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,620/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$758/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$30,910
+HK$1,548/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,071 · Scale 2, in force from 26 Feb 2026)