LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,113
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$143,440
−HK$4,397/mo
Today · 4.125%
HK$147,837
baseline
▲ 0.50% · 4.625%
HK$156,832
+HK$8,995/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$295,674/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,762
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,913
−HK$4,210/mo
Today · 4.125%
HK$163,123
baseline
▲ 0.50% · 4.625%
HK$171,722
+HK$8,599/mo
Deposit HK$30.50M · loan HK$30.50M · min. income ≈ HK$326,246/mo (50% DSR)
Upfront cash ≈ HK$33.10M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,936
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$172,128
−HK$5,276/mo
Today · 4.125%
HK$177,404
baseline
▲ 0.50% · 4.625%
HK$188,199
+HK$10,795/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$354,808/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,714
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$190,695
−HK$5,053/mo
Today · 4.125%
HK$195,748
baseline
▲ 0.50% · 4.625%
HK$206,066
+HK$10,318/mo
Deposit HK$24.40M · loan HK$36.60M · min. income ≈ HK$391,496/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,758
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$200,817
−HK$6,154/mo
Today · 4.125%
HK$206,971
baseline
▲ 0.50% · 4.625%
HK$219,565
+HK$12,594/mo
Deposit HK$18.30M · loan HK$42.71M · min. income ≈ HK$413,942/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,667
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$222,478
−HK$5,895/mo
Today · 4.125%
HK$228,373
baseline
▲ 0.50% · 4.625%
HK$240,410
+HK$12,037/mo
Deposit HK$18.30M · loan HK$42.71M · min. income ≈ HK$456,746/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,404
−HK$15,702/mo
▼ 0.25% · 3.875%
HK$258,193
−HK$7,913/mo
Today · 4.125%
HK$266,106
baseline
▲ 0.50% · 4.625%
HK$282,298
+HK$16,192/mo
Deposit HK$6.10M · loan HK$54.91M · min. income ≈ HK$532,212/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,572
−HK$15,050/mo
▼ 0.25% · 3.875%
HK$286,043
−HK$7,579/mo
Today · 4.125%
HK$293,622
baseline
▲ 0.50% · 4.625%
HK$309,099
+HK$15,477/mo
Deposit HK$6.10M · loan HK$54.91M · min. income ≈ HK$587,244/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$2,592,827 · Scale 2, in force from 26 Feb 2026)