LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,912
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,345
−HK$439/mo
Today · 4.125%
HK$14,784
baseline
▲ 0.50% · 4.625%
HK$15,684
+HK$900/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,568/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,477
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,892
−HK$421/mo
Today · 4.125%
HK$16,313
baseline
▲ 0.50% · 4.625%
HK$17,173
+HK$860/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,626/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,694
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,213
−HK$528/mo
Today · 4.125%
HK$17,741
baseline
▲ 0.50% · 4.625%
HK$18,821
+HK$1,080/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,482/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,572
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,070
−HK$505/mo
Today · 4.125%
HK$19,575
baseline
▲ 0.50% · 4.625%
HK$20,607
+HK$1,032/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,150/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,476
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,082
−HK$616/mo
Today · 4.125%
HK$20,698
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,259/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,396/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,667
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,249
−HK$589/mo
Today · 4.125%
HK$22,838
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,204/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,676/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,820
−HK$792/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,231
+HK$1,619/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,605
−HK$758/mo
Today · 4.125%
HK$29,363
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,548/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,726/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,098 · Scale 2, in force from 26 Feb 2026)