LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,915
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,348
−HK$440/mo
Today · 4.125%
HK$14,788
baseline
▲ 0.50% · 4.625%
HK$15,687
+HK$899/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,576/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,480
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,896
−HK$421/mo
Today · 4.125%
HK$16,317
baseline
▲ 0.50% · 4.625%
HK$17,177
+HK$860/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,634/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,698
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,217
−HK$528/mo
Today · 4.125%
HK$17,745
baseline
▲ 0.50% · 4.625%
HK$18,825
+HK$1,080/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,490/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,576
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,075
−HK$505/mo
Today · 4.125%
HK$19,580
baseline
▲ 0.50% · 4.625%
HK$20,612
+HK$1,032/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,160/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,481
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$616/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,962
+HK$1,259/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,673
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,254
−HK$589/mo
Today · 4.125%
HK$22,843
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,205/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,686/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$792/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,619/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,918
+HK$1,548/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$145,242 · Scale 2, in force from 26 Feb 2026)