LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,158
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$143,487
−HK$4,397/mo
Today · 4.125%
HK$147,884
baseline
▲ 0.50% · 4.625%
HK$156,883
+HK$8,999/mo
Deposit HK$30.51M · loan HK$30.51M · min. income ≈ HK$295,768/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,812
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$158,964
−HK$4,212/mo
Today · 4.125%
HK$163,176
baseline
▲ 0.50% · 4.625%
HK$171,777
+HK$8,601/mo
Deposit HK$30.51M · loan HK$30.51M · min. income ≈ HK$326,352/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,990
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$172,184
−HK$5,277/mo
Today · 4.125%
HK$177,461
baseline
▲ 0.50% · 4.625%
HK$188,259
+HK$10,798/mo
Deposit HK$24.41M · loan HK$36.62M · min. income ≈ HK$354,922/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,774
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$190,757
−HK$5,054/mo
Today · 4.125%
HK$195,811
baseline
▲ 0.50% · 4.625%
HK$206,133
+HK$10,322/mo
Deposit HK$24.41M · loan HK$36.62M · min. income ≈ HK$391,622/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,821
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$200,881
−HK$6,157/mo
Today · 4.125%
HK$207,038
baseline
▲ 0.50% · 4.625%
HK$219,636
+HK$12,598/mo
Deposit HK$18.31M · loan HK$42.72M · min. income ≈ HK$414,076/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,737
−HK$11,709/mo
▼ 0.25% · 3.875%
HK$222,549
−HK$5,897/mo
Today · 4.125%
HK$228,446
baseline
▲ 0.50% · 4.625%
HK$240,488
+HK$12,042/mo
Deposit HK$18.31M · loan HK$42.72M · min. income ≈ HK$456,892/mo (50% DSR)
Upfront cash ≈ HK$20.90M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,484
−HK$15,708/mo
▼ 0.25% · 3.875%
HK$258,276
−HK$7,916/mo
Today · 4.125%
HK$266,192
baseline
▲ 0.50% · 4.625%
HK$282,389
+HK$16,197/mo
Deposit HK$6.10M · loan HK$54.92M · min. income ≈ HK$532,384/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,661
−HK$15,056/mo
▼ 0.25% · 3.875%
HK$286,135
−HK$7,582/mo
Today · 4.125%
HK$293,717
baseline
▲ 0.50% · 4.625%
HK$309,199
+HK$15,482/mo
Deposit HK$6.10M · loan HK$54.92M · min. income ≈ HK$587,434/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,593,662 · Scale 2, in force from 26 Feb 2026)