LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,186
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$143,516
−HK$4,398/mo
Today · 4.125%
HK$147,914
baseline
▲ 0.50% · 4.625%
HK$156,915
+HK$9,001/mo
Deposit HK$30.52M · loan HK$30.52M · min. income ≈ HK$295,828/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,843
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$158,996
−HK$4,213/mo
Today · 4.125%
HK$163,209
baseline
▲ 0.50% · 4.625%
HK$171,812
+HK$8,603/mo
Deposit HK$30.52M · loan HK$30.52M · min. income ≈ HK$326,418/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,023
−HK$10,474/mo
▼ 0.25% · 3.875%
HK$172,219
−HK$5,278/mo
Today · 4.125%
HK$177,497
baseline
▲ 0.50% · 4.625%
HK$188,298
+HK$10,801/mo
Deposit HK$24.42M · loan HK$36.62M · min. income ≈ HK$354,994/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,812
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$190,795
−HK$5,056/mo
Today · 4.125%
HK$195,851
baseline
▲ 0.50% · 4.625%
HK$206,174
+HK$10,323/mo
Deposit HK$24.42M · loan HK$36.62M · min. income ≈ HK$391,702/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,861
−HK$12,219/mo
▼ 0.25% · 3.875%
HK$200,922
−HK$6,158/mo
Today · 4.125%
HK$207,080
baseline
▲ 0.50% · 4.625%
HK$219,680
+HK$12,600/mo
Deposit HK$18.31M · loan HK$42.73M · min. income ≈ HK$414,160/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,781
−HK$11,712/mo
▼ 0.25% · 3.875%
HK$222,594
−HK$5,899/mo
Today · 4.125%
HK$228,493
baseline
▲ 0.50% · 4.625%
HK$240,537
+HK$12,044/mo
Deposit HK$18.31M · loan HK$42.73M · min. income ≈ HK$456,986/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,535
−HK$15,711/mo
▼ 0.25% · 3.875%
HK$258,328
−HK$7,918/mo
Today · 4.125%
HK$266,246
baseline
▲ 0.50% · 4.625%
HK$282,446
+HK$16,200/mo
Deposit HK$6.10M · loan HK$54.94M · min. income ≈ HK$532,492/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,718
−HK$15,058/mo
▼ 0.25% · 3.875%
HK$286,193
−HK$7,583/mo
Today · 4.125%
HK$293,776
baseline
▲ 0.50% · 4.625%
HK$309,261
+HK$15,485/mo
Deposit HK$6.10M · loan HK$54.94M · min. income ≈ HK$587,552/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,188 · Scale 2, in force from 26 Feb 2026)