LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,189
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$143,519
−HK$4,399/mo
Today · 4.125%
HK$147,918
baseline
▲ 0.50% · 4.625%
HK$156,918
+HK$9,000/mo
Deposit HK$30.52M · loan HK$30.52M · min. income ≈ HK$295,836/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,847
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$159,000
−HK$4,213/mo
Today · 4.125%
HK$163,213
baseline
▲ 0.50% · 4.625%
HK$171,816
+HK$8,603/mo
Deposit HK$30.52M · loan HK$30.52M · min. income ≈ HK$326,426/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,027
−HK$10,474/mo
▼ 0.25% · 3.875%
HK$172,223
−HK$5,278/mo
Today · 4.125%
HK$177,501
baseline
▲ 0.50% · 4.625%
HK$188,302
+HK$10,801/mo
Deposit HK$24.42M · loan HK$36.62M · min. income ≈ HK$355,002/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,816
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$190,799
−HK$5,056/mo
Today · 4.125%
HK$195,855
baseline
▲ 0.50% · 4.625%
HK$206,179
+HK$10,324/mo
Deposit HK$24.42M · loan HK$36.62M · min. income ≈ HK$391,710/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,865
−HK$12,220/mo
▼ 0.25% · 3.875%
HK$200,926
−HK$6,159/mo
Today · 4.125%
HK$207,085
baseline
▲ 0.50% · 4.625%
HK$219,685
+HK$12,600/mo
Deposit HK$18.31M · loan HK$42.73M · min. income ≈ HK$414,170/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,785
−HK$11,713/mo
▼ 0.25% · 3.875%
HK$222,599
−HK$5,899/mo
Today · 4.125%
HK$228,498
baseline
▲ 0.50% · 4.625%
HK$240,542
+HK$12,044/mo
Deposit HK$18.31M · loan HK$42.73M · min. income ≈ HK$456,996/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,541
−HK$15,711/mo
▼ 0.25% · 3.875%
HK$258,334
−HK$7,918/mo
Today · 4.125%
HK$266,252
baseline
▲ 0.50% · 4.625%
HK$282,453
+HK$16,201/mo
Deposit HK$6.10M · loan HK$54.94M · min. income ≈ HK$532,504/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,724
−HK$15,059/mo
▼ 0.25% · 3.875%
HK$286,199
−HK$7,584/mo
Today · 4.125%
HK$293,783
baseline
▲ 0.50% · 4.625%
HK$309,268
+HK$15,485/mo
Deposit HK$6.10M · loan HK$54.94M · min. income ≈ HK$587,566/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,245 · Scale 2, in force from 26 Feb 2026)