LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,921
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,354
−HK$440/mo
Today · 4.125%
HK$14,794
baseline
▲ 0.50% · 4.625%
HK$15,694
+HK$900/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,588/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,487
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,902
−HK$421/mo
Today · 4.125%
HK$16,323
baseline
▲ 0.50% · 4.625%
HK$17,184
+HK$861/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,646/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,705
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,225
−HK$528/mo
Today · 4.125%
HK$17,753
baseline
▲ 0.50% · 4.625%
HK$18,833
+HK$1,080/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,506/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,584
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,083
−HK$505/mo
Today · 4.125%
HK$19,588
baseline
▲ 0.50% · 4.625%
HK$20,621
+HK$1,033/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,176/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,489
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,095
−HK$616/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,261/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,681
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,263
−HK$590/mo
Today · 4.125%
HK$22,853
baseline
▲ 0.50% · 4.625%
HK$24,057
+HK$1,204/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,706/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,057
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,837
−HK$792/mo
Today · 4.125%
HK$26,629
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,620/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,258/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,876
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,624
−HK$758/mo
Today · 4.125%
HK$29,382
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,549/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,764/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,494 · Scale 2, in force from 26 Feb 2026)