LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,216
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$143,546
−HK$4,400/mo
Today · 4.125%
HK$147,946
baseline
▲ 0.50% · 4.625%
HK$156,948
+HK$9,002/mo
Deposit HK$30.53M · loan HK$30.53M · min. income ≈ HK$295,892/mo (50% DSR)
Upfront cash ≈ HK$33.12M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,876
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$159,030
−HK$4,213/mo
Today · 4.125%
HK$163,243
baseline
▲ 0.50% · 4.625%
HK$171,848
+HK$8,605/mo
Deposit HK$30.53M · loan HK$30.53M · min. income ≈ HK$326,486/mo (50% DSR)
Upfront cash ≈ HK$33.12M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,059
−HK$10,476/mo
▼ 0.25% · 3.875%
HK$172,255
−HK$5,280/mo
Today · 4.125%
HK$177,535
baseline
▲ 0.50% · 4.625%
HK$188,337
+HK$10,802/mo
Deposit HK$24.42M · loan HK$36.63M · min. income ≈ HK$355,070/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,851
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$190,836
−HK$5,056/mo
Today · 4.125%
HK$195,892
baseline
▲ 0.50% · 4.625%
HK$206,218
+HK$10,326/mo
Deposit HK$24.42M · loan HK$36.63M · min. income ≈ HK$391,784/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,902
−HK$12,222/mo
▼ 0.25% · 3.875%
HK$200,964
−HK$6,160/mo
Today · 4.125%
HK$207,124
baseline
▲ 0.50% · 4.625%
HK$219,727
+HK$12,603/mo
Deposit HK$18.32M · loan HK$42.74M · min. income ≈ HK$414,248/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,826
−HK$11,715/mo
▼ 0.25% · 3.875%
HK$222,641
−HK$5,900/mo
Today · 4.125%
HK$228,541
baseline
▲ 0.50% · 4.625%
HK$240,587
+HK$12,046/mo
Deposit HK$18.32M · loan HK$42.74M · min. income ≈ HK$457,082/mo (50% DSR)
Upfront cash ≈ HK$20.91M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,588
−HK$15,714/mo
▼ 0.25% · 3.875%
HK$258,383
−HK$7,919/mo
Today · 4.125%
HK$266,302
baseline
▲ 0.50% · 4.625%
HK$282,506
+HK$16,204/mo
Deposit HK$6.11M · loan HK$54.95M · min. income ≈ HK$532,604/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,777
−HK$15,061/mo
▼ 0.25% · 3.875%
HK$286,253
−HK$7,585/mo
Today · 4.125%
HK$293,838
baseline
▲ 0.50% · 4.625%
HK$309,327
+HK$15,489/mo
Deposit HK$6.11M · loan HK$54.95M · min. income ≈ HK$587,676/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,594,736 · Scale 2, in force from 26 Feb 2026)