LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,284
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$143,617
−HK$4,401/mo
Today · 4.125%
HK$148,018
baseline
▲ 0.50% · 4.625%
HK$157,025
+HK$9,007/mo
Deposit HK$30.54M · loan HK$30.54M · min. income ≈ HK$296,036/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,952
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,108
−HK$4,216/mo
Today · 4.125%
HK$163,324
baseline
▲ 0.50% · 4.625%
HK$171,933
+HK$8,609/mo
Deposit HK$30.54M · loan HK$30.54M · min. income ≈ HK$326,648/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,141
−HK$10,481/mo
▼ 0.25% · 3.875%
HK$172,340
−HK$5,282/mo
Today · 4.125%
HK$177,622
baseline
▲ 0.50% · 4.625%
HK$188,430
+HK$10,808/mo
Deposit HK$24.43M · loan HK$36.65M · min. income ≈ HK$355,244/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,943
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$190,929
−HK$5,059/mo
Today · 4.125%
HK$195,988
baseline
▲ 0.50% · 4.625%
HK$206,319
+HK$10,331/mo
Deposit HK$24.43M · loan HK$36.65M · min. income ≈ HK$391,976/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,998
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$201,063
−HK$6,163/mo
Today · 4.125%
HK$207,226
baseline
▲ 0.50% · 4.625%
HK$219,835
+HK$12,609/mo
Deposit HK$18.32M · loan HK$42.76M · min. income ≈ HK$414,452/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,933
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$222,751
−HK$5,902/mo
Today · 4.125%
HK$228,653
baseline
▲ 0.50% · 4.625%
HK$240,706
+HK$12,053/mo
Deposit HK$18.32M · loan HK$42.76M · min. income ≈ HK$457,306/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,711
−HK$15,722/mo
▼ 0.25% · 3.875%
HK$258,510
−HK$7,923/mo
Today · 4.125%
HK$266,433
baseline
▲ 0.50% · 4.625%
HK$282,645
+HK$16,212/mo
Deposit HK$6.11M · loan HK$54.97M · min. income ≈ HK$532,866/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,914
−HK$15,069/mo
▼ 0.25% · 3.875%
HK$286,394
−HK$7,589/mo
Today · 4.125%
HK$293,983
baseline
▲ 0.50% · 4.625%
HK$309,479
+HK$15,496/mo
Deposit HK$6.11M · loan HK$54.97M · min. income ≈ HK$587,966/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$2,596,012 · Scale 2, in force from 26 Feb 2026)