LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,305
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,638
−HK$4,402/mo
Today · 4.125%
HK$148,040
baseline
▲ 0.50% · 4.625%
HK$157,048
+HK$9,008/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$296,080/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,975
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,131
−HK$4,217/mo
Today · 4.125%
HK$163,348
baseline
▲ 0.50% · 4.625%
HK$171,958
+HK$8,610/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$326,696/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,166
−HK$10,482/mo
▼ 0.25% · 3.875%
HK$172,365
−HK$5,283/mo
Today · 4.125%
HK$177,648
baseline
▲ 0.50% · 4.625%
HK$188,458
+HK$10,810/mo
Deposit HK$24.44M · loan HK$36.65M · min. income ≈ HK$355,296/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,970
−HK$10,047/mo
▼ 0.25% · 3.875%
HK$190,958
−HK$5,059/mo
Today · 4.125%
HK$196,017
baseline
▲ 0.50% · 4.625%
HK$206,350
+HK$10,333/mo
Deposit HK$24.44M · loan HK$36.65M · min. income ≈ HK$392,034/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,027
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$201,093
−HK$6,163/mo
Today · 4.125%
HK$207,256
baseline
▲ 0.50% · 4.625%
HK$219,867
+HK$12,611/mo
Deposit HK$18.33M · loan HK$42.76M · min. income ≈ HK$414,512/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,965
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$222,784
−HK$5,903/mo
Today · 4.125%
HK$228,687
baseline
▲ 0.50% · 4.625%
HK$240,741
+HK$12,054/mo
Deposit HK$18.33M · loan HK$42.76M · min. income ≈ HK$457,374/mo (50% DSR)
Upfront cash ≈ HK$20.92M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,748
−HK$15,725/mo
▼ 0.25% · 3.875%
HK$258,548
−HK$7,925/mo
Today · 4.125%
HK$266,473
baseline
▲ 0.50% · 4.625%
HK$282,687
+HK$16,214/mo
Deposit HK$6.11M · loan HK$54.98M · min. income ≈ HK$532,946/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,955
−HK$15,071/mo
▼ 0.25% · 3.875%
HK$286,436
−HK$7,590/mo
Today · 4.125%
HK$294,026
baseline
▲ 0.50% · 4.625%
HK$309,525
+HK$15,499/mo
Deposit HK$6.11M · loan HK$54.98M · min. income ≈ HK$588,052/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,396 · Scale 2, in force from 26 Feb 2026)