LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,931
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,365
−HK$440/mo
Today · 4.125%
HK$14,805
baseline
▲ 0.50% · 4.625%
HK$15,706
+HK$901/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,610/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,498
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,914
−HK$422/mo
Today · 4.125%
HK$16,336
baseline
▲ 0.50% · 4.625%
HK$17,197
+HK$861/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,672/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,718
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,238
−HK$528/mo
Today · 4.125%
HK$17,766
baseline
▲ 0.50% · 4.625%
HK$18,847
+HK$1,081/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$35,532/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,598
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,097
−HK$506/mo
Today · 4.125%
HK$19,603
baseline
▲ 0.50% · 4.625%
HK$20,636
+HK$1,033/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$39,206/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,504
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$617/mo
Today · 4.125%
HK$20,727
baseline
▲ 0.50% · 4.625%
HK$21,988
+HK$1,261/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$41,454/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,698
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$590/mo
Today · 4.125%
HK$22,870
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,205/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$45,740/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$793/mo
Today · 4.125%
HK$26,649
baseline
▲ 0.50% · 4.625%
HK$28,270
+HK$1,621/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,298/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,897
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,645
−HK$759/mo
Today · 4.125%
HK$29,404
baseline
▲ 0.50% · 4.625%
HK$30,954
+HK$1,550/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$58,808/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$145,952 · Scale 2, in force from 26 Feb 2026)