LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,314
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$143,648
−HK$4,403/mo
Today · 4.125%
HK$148,051
baseline
▲ 0.50% · 4.625%
HK$157,059
+HK$9,008/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$296,102/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,986
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,142
−HK$4,217/mo
Today · 4.125%
HK$163,359
baseline
▲ 0.50% · 4.625%
HK$171,970
+HK$8,611/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$326,718/mo (50% DSR)
Upfront cash ≈ HK$33.14M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,177
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,377
−HK$5,284/mo
Today · 4.125%
HK$177,661
baseline
▲ 0.50% · 4.625%
HK$188,471
+HK$10,810/mo
Deposit HK$24.44M · loan HK$36.66M · min. income ≈ HK$355,322/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,983
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$190,971
−HK$5,060/mo
Today · 4.125%
HK$196,031
baseline
▲ 0.50% · 4.625%
HK$206,364
+HK$10,333/mo
Deposit HK$24.44M · loan HK$36.66M · min. income ≈ HK$392,062/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,040
−HK$12,231/mo
▼ 0.25% · 3.875%
HK$201,107
−HK$6,164/mo
Today · 4.125%
HK$207,271
baseline
▲ 0.50% · 4.625%
HK$219,883
+HK$12,612/mo
Deposit HK$18.33M · loan HK$42.77M · min. income ≈ HK$414,542/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,980
−HK$11,723/mo
▼ 0.25% · 3.875%
HK$222,799
−HK$5,904/mo
Today · 4.125%
HK$228,703
baseline
▲ 0.50% · 4.625%
HK$240,758
+HK$12,055/mo
Deposit HK$18.33M · loan HK$42.77M · min. income ≈ HK$457,406/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,766
−HK$15,725/mo
▼ 0.25% · 3.875%
HK$258,566
−HK$7,925/mo
Today · 4.125%
HK$266,491
baseline
▲ 0.50% · 4.625%
HK$282,706
+HK$16,215/mo
Deposit HK$6.11M · loan HK$54.99M · min. income ≈ HK$532,982/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,974
−HK$15,072/mo
▼ 0.25% · 3.875%
HK$286,456
−HK$7,590/mo
Today · 4.125%
HK$294,046
baseline
▲ 0.50% · 4.625%
HK$309,546
+HK$15,500/mo
Deposit HK$6.11M · loan HK$54.99M · min. income ≈ HK$588,092/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,576 · Scale 2, in force from 26 Feb 2026)