LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,319
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,653
−HK$4,402/mo
Today · 4.125%
HK$148,055
baseline
▲ 0.50% · 4.625%
HK$157,064
+HK$9,009/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$296,110/mo (50% DSR)
Upfront cash ≈ HK$33.15M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,991
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$159,148
−HK$4,217/mo
Today · 4.125%
HK$163,365
baseline
▲ 0.50% · 4.625%
HK$171,976
+HK$8,611/mo
Deposit HK$30.55M · loan HK$30.55M · min. income ≈ HK$326,730/mo (50% DSR)
Upfront cash ≈ HK$33.15M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,183
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,383
−HK$5,284/mo
Today · 4.125%
HK$177,667
baseline
▲ 0.50% · 4.625%
HK$188,477
+HK$10,810/mo
Deposit HK$24.44M · loan HK$36.66M · min. income ≈ HK$355,334/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,989
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$190,977
−HK$5,061/mo
Today · 4.125%
HK$196,038
baseline
▲ 0.50% · 4.625%
HK$206,371
+HK$10,333/mo
Deposit HK$24.44M · loan HK$36.66M · min. income ≈ HK$392,076/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,047
−HK$12,231/mo
▼ 0.25% · 3.875%
HK$201,114
−HK$6,164/mo
Today · 4.125%
HK$207,278
baseline
▲ 0.50% · 4.625%
HK$219,890
+HK$12,612/mo
Deposit HK$18.33M · loan HK$42.77M · min. income ≈ HK$414,556/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,987
−HK$11,723/mo
▼ 0.25% · 3.875%
HK$222,807
−HK$5,903/mo
Today · 4.125%
HK$228,710
baseline
▲ 0.50% · 4.625%
HK$240,766
+HK$12,056/mo
Deposit HK$18.33M · loan HK$42.77M · min. income ≈ HK$457,420/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,774
−HK$15,726/mo
▼ 0.25% · 3.875%
HK$258,575
−HK$7,925/mo
Today · 4.125%
HK$266,500
baseline
▲ 0.50% · 4.625%
HK$282,716
+HK$16,216/mo
Deposit HK$6.11M · loan HK$54.99M · min. income ≈ HK$533,000/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,984
−HK$15,072/mo
▼ 0.25% · 3.875%
HK$286,466
−HK$7,590/mo
Today · 4.125%
HK$294,056
baseline
▲ 0.50% · 4.625%
HK$309,556
+HK$15,500/mo
Deposit HK$6.11M · loan HK$54.99M · min. income ≈ HK$588,112/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,596,663 · Scale 2, in force from 26 Feb 2026)